DIY Chili Cheese Burrito (Taco Bell

DIY Chili Cheese Burrito (Taco Bell–Style) brings the nostalgic, savory flavors of the classic fast-food favorite straight to your kitchen. Soft flour tortillas are filled with creamy refried beans, seasoned chili beef, and melty cheddar cheese for a warm, comforting meal. This homemade version lets you adjust the spice level and portion size, making it perfect for family dinners, meal prep, or freezer-friendly lunches.

Why You’ll Love This Recipe

This recipe is a satisfying combination of bold chili flavor, rich cheesy goodness, and soft, warm tortillas. It is quick to prepare with simple, pantry-friendly ingredients and is easy to customize to your taste. Whether you’re craving a fast-food classic or looking for a hearty, budget-friendly meal, these burritos hit the mark every time. Plus, they store and reheat beautifully for convenient make-ahead meals.

Ingredients

(Tip: You can find the complete list of ingredients and their measurements in the recipe card below.)

1 lb (450 g) ground beef
1 medium yellow onion, diced
3 Tbsp chili powder
1 tsp cayenne pepper (halve for mild)
1 tsp salt
2 cups + 2 Tbsp water, divided
2 Tbsp cornstarch
1 can (16 oz / 454 g) refried beans
1 can (6 oz / ~170 g) tomato paste (about 6 Tbsp)
3 cups shredded cheddar cheese, divided
10 flour tortillas (10-inch)
optional for serving: sour cream, salsa, hot sauce

Directions

In a large skillet over medium-high heat, cook the ground beef and diced onion until the meat is no longer pink. Drain excess fat.
Stir in the chili powder, cayenne, salt, and 2 cups water. In a small bowl, whisk the cornstarch with 2 tablespoons water and add to the skillet. Bring to a simmer and cook for about 2 minutes, stirring, until the sauce thickens.
Add the refried beans and tomato paste. Stir until smooth and heated through. Fold in 1½ cups of the shredded cheddar until melted. Keep warm over low heat.
Warm the tortillas in the microwave for 15 seconds to make them pliable.
Sprinkle a small pinch of cheddar down the center of each tortilla. Spoon ¼ to ½ cup of the chili mixture over the cheese. Fold in the sides and roll up tightly.
Serve immediately, or wrap in foil to keep warm. Offer additional cheese, sour cream, salsa, or hot sauce on the side.

Servings and timing

This recipe yields 10 burritos.
Preparation time: 15 minutes
Cooking time: 20 minutes
Total time: 35 minutes

Variations

For a milder version, replace the cayenne pepper with smoked paprika.
Use ground turkey or plant-based ground meat in place of beef.
Add cooked rice or black beans for extra bulk.
Pan-grill the rolled burritos seam-side down for 1-2 minutes for a crispier exterior.
Top with queso sauce for an extra cheesy finish.

Storage/reheating

Wrap leftover burritos individually in foil or plastic wrap and refrigerate for up to 3 days.
To reheat, warm in a 350°F (175°C) oven for 15-20 minutes, or in the microwave for about 1-2 minutes.
For freezer storage, wrap assembled (un-grilled) burritos in foil and freeze for up to 2 months. Reheat from frozen in a 350°F (175°C) oven for about 25 minutes.

FAQs

Can I make this recipe vegetarian?

Yes, simply use plant-based ground meat or extra refried beans and veggies in place of the ground beef.

How spicy are these burritos?

The spice level is moderate with the cayenne; adjust by reducing or omitting it to suit your taste.

What kind of tortillas work best?

Soft 10-inch flour tortillas are ideal for wrapping and holding the filling securely.

Can I add other toppings?

Yes, try shredded lettuce, diced tomatoes, avocado, or jalapeños for extra flavor.

How do I prevent the burritos from getting soggy?

Serve immediately or crisp the burritos in a skillet after assembling to help seal in the filling.

Can I use pre-shredded cheese?

Yes, pre-shredded cheddar works fine for this recipe.

What sides pair well with these burritos?

Mexican rice, chips with salsa, or a green salad make great accompaniments.

Can I use homemade refried beans?

Absolutely, homemade refried beans will work beautifully and enhance the flavor.

Are these burritos freezer-friendly?

Yes, they freeze well. Wrap tightly and reheat as needed.

How do I keep the burritos warm for serving?

Wrap them in foil and place in a low oven (around 200°F or 95°C) until ready to serve.

Conclusion

DIY Chili Cheese Burritos are a delicious homemade alternative to the fast-food favorite, full of hearty chili beef, creamy beans, and gooey cheese wrapped in a soft tortilla. This recipe is easy, customizable, and perfect for meal prep or casual family dinners. Enjoy the comfort of a classic burrito, tailored to your taste, straight from your kitchen.

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